Helping You
Conquer Your Fears
Securing a mortgage is like strategizing for a soccer match. Your credit score is the team’s overall skill level, the down payment akin to having key players on the pitch, and the loan terms are the game rules. Just as a well-coordinated team maximizes their chances of winning, a carefully planned mortgage ensures a smoother path to home ownership. You would not enter the playoffs without a coach, nor should you try to obtain a mortgage without a well-seasoned Loan officer. Let me be your coach, sure you might have to do a few wind sprints to warm up but then you won’t pull a hammy.
The process can be scary but my rule is, if I’m not stressing out then you are not allowed to.
Don’t worry! If you click this button, it’s not like we are getting married, it’s just a first date.
Have a lot of questions? Not sure where to start? Text me!
360.909.3422
Where I Come In
Down payment assistance programs are initiatives designed to help homebuyers overcome the financial hurdle of coming up with their down payment. These programs, often offered by government agencies or non profits, provide grants, loans, or subsidies to eligible individuals, making homeownership more accessible by reducing the initial financial burden.
The ITIN (Individual Taxpayer Identification Number) program for mortgages is designed to non-US Citizens and individuals without a social security number who wish to purchase a home. With an ITIN, applications can establish their tax identity and potentially qualify for a mortgage, enabling them to participate in the American dream of homeownership.
Manufactured homes in parks, offer an affordable housing option. The initial cost of the home is less because you are leasing the land, commonly called space rent. The space rent will usually come with some perks such as garage services in some of the communities. The downside is that the space rent never goes away but once you pay of the home it is yours.
Conventional Mortgage programs typically involve fixed or adjustable interest rates , a specified loan terms, (30,25,20,15,10 years) and a down payment. Borrower with good credit may benefit from competitive interest rates, and these loans adhere to standard guidelines set by Fannie Mae and Freddie Mac, providing a common framework for lenders.
Again, pressing this button does not mean you are diving headfirst into a committed relationship.
We’re just testing the waters.
10,000
home ownerships achieved
20+
years in the industry
10 million
cups of coffee drank
Learn From My Videos
Loans and finance can be extremely confusing, but they don’t have to be. Check out a few of my educational videos to help clear the air.
Mediocre at Best
Actual reviews from real people who survived financial rollercoasters with me as their guide. I only paid a few of them to say nice things about me. That was a joke if you are a government agency. Don’t fine me.
Angela was amazing to work with! So knowledgeable, thorough, and helpful through every step! Buying a house is a stressful experience, but she took the stress out of the financial side and that means the world to our family!
Frances
Moscow, Idaho
It was the best experience working with Angela’s team especially as a first-time home buyer. Everything moved quick for us to be able to get our first house. I highly recommend her and her team. Very grateful to work with her.
Steven
Bremerton, Washington
Angela was incredibly effective and really went above and beyond to make sure everything went smoothly. I was anxious the whole time but she put my worries at ease and helped guide me through the process.
Kimberly
Beaverton, Washington